Benefits Continuation (COBRA)

SWVEMS does not currently offer a health insurance benefit for employees. Because the Council continually evaluates our benefits package, it is possible that at some future date such a program will be introduced. In the event that such a program is offered, the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) gives eligible employees and their qualified beneficiaries the opportunity to continue health insurance coverage under SWVEMS's health plan when a "qualifying event" would normally result in the loss of eligibility. Some common qualifying events are resignation, termination of employment, or death of an employee; a reduction in an employee's hours or a leave of absence; an employee's divorce or legal separation; and a dependent child no longer meeting eligibility requirements.

Under COBRA, the employee or beneficiary pays the full cost of coverage at SWVEMS's group rates plus an administration fee. SWVEMS provides each eligible employee with a written notice describing rights granted under COBRA when the employee becomes eligible for coverage under SWVEMS's health insurance plan. The notice contains important information about the employee's rights and obligations.

Policy No.  313  Issued  5/1/2007  Applicable  5/1/2007